Subscriptions You Still Want

Review a recent period of statements, renewal emails and subscription settings through the accounts you normally use. Look for monthly, annual and irregular recurring charges. A short statement window can miss an annual renewal, so add known longer-term services from your records. Do not assume that every recurring-looking charge is a subscription; confirm the description.

Create one line per actual agreement. Include the provider, account nickname, amount, currency, billing cycle, payment route and next date if known. Different names can appear on a statement and on the service account. Link those names when you can verify them. Keep full card numbers, passwords and authentication codes out of the audit.

Mark uncertainty openly. A service may be active, paused, in a trial, prepaid or awaiting a cancellation response. A renewal date remembered from last year may no longer be correct. Write 'needs confirmation' rather than placing it in the calendar as fact. Shared accounts need an owner or authorized contact so you know who can change the arrangement.

Capture the evidence source beside the entry: a current account screen, an invoice or an original renewal message. Avoid acting from a surprising renewal email alone. If the message asks you to enter payment details for a service you do not recognize, check through a known official route independently. Your audit should improve visibility without creating a new security risk.